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      <image:title>Home - “My bank told me it would be easy to get a loan from them. I’m glad we didn’t. What we learnt working with Mortgage Supply was that there were so many better options in the market and we would end up saving tens of thousands of dollars. The team also made it super easy to get the loan.. Thanks!</image:title>
      <image:caption>— Chino &amp; Mariel</image:caption>
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      <image:title>Home - Premium Broker Status</image:title>
      <image:caption>Mortgage Supply has achieved a Premium Broker status with all major lenders (e.g Commonwealth Bank Elite Broker 2021) . This means that we are able to access the highest level of service from lenders and expedite our client’s needs. Our credentials include a Diploma in Finance and Mortgage Broking Management and we are a member of the Mortgage &amp; Finance Association of Australia (MFAA).</image:caption>
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    <lastmod>2022-02-20</lastmod>
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      <image:title>Refinance - Home Loan Healthcheck</image:title>
      <image:caption>The loan you took out many years ago may no longer be suitable for you. It’s important to shop around to ensure you have the lowest interest rate possible while also providing an opportunity to assess the terms of your loan and / or access any equity that you may have built through the growth of your property. Our mortgage specialists are able to conduct a home loan healthcheck to assess what opportunities may exist; taking into account rates, terms, purpose and fees.</image:caption>
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      <image:title>Refinance - Cash Back Incentives</image:title>
      <image:caption>Due to increasing competition in the marketplace, some lenders are offering a cash back incentive for refinancing your mortgage with them. While these aren’t the only reason you would refinance your loan, it’s good to know what deals are available in the market and where you can leverage your home loan to provide better incentives.</image:caption>
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    <loc>https://www.mortgagesupply.com.au/buy-a-property</loc>
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    <lastmod>2022-02-20</lastmod>
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      <image:title>Buy a Property - First Home Buyers</image:title>
      <image:caption>We have helped hundreds of first home buyers take their first step into the property market. Our team is trained to help you with each step of the process; understanding your costs (purchasing costs, loan establishment, interest and fees), accessing first home owner grants, obtaining a pre-approval, and finalising your loan. We take care of all the paperwork and help you to focus on finding the right property…. while hopefully enjoying this exciting moment in your life!</image:caption>
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      <image:title>Buy a Property - Upgrading or Downsizing</image:title>
      <image:caption>Throughout the course of your life, things are going to change! Whether you have a growing family and need to upgrade, or you are empty nesters and want to find something a little smaller, we can help. During these periods it is also a great time to evaluate your financial needs and align your new loan to your changing circumstances, both now and into the future. Need a bridging loan? No problems! Our team can help walk you through the process, costs and considerations.</image:caption>
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    <loc>https://www.mortgagesupply.com.au/investors</loc>
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      <image:title>Investors - Investment Property Portfolio Strategy</image:title>
      <image:caption>We take pride in our investor clients that range from small mum and dad portfolios to professional investors who hold $100m+ of assets. Regardless of how big or small, or where you are on the journey, it’s highly important to develop a strategy. Most investors want to continue recycling their equity and acquiring properties and if you have the wrong property, wrong loans, and the wrong lenders, you can quickly face roadblocks. Our team will look to review your personal situation, your financial goals and develop a lending strategy which will guide you into the future.</image:caption>
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      <image:title>Investors - Unblocking Roadblocks</image:title>
      <image:caption>Many investors come to Mortgage Supply because they aren’t able to continue borrowing with their current approach. Our team has experience advising investors why roadblocks exist and outlining scenarios to move forward. This could mean anything from accessing different classes of lenders, refinancing your portfolio, considering different property types and /or other factors such as your personal circumstances and ongoing serviceability of loans. Get in touch with our team, it never hurts to get a second opinion and more often than not we can help to move you forward.</image:caption>
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      <image:title>Investors - Self Managed Super Fund</image:title>
      <image:caption>Many Australian’s are looking at ways to grow their super fund by moving it into property. This is a great way to take control over your retirement fund. A SMSF can be invested into Residential or Commercial property, subject to various tests from the ATO and meeting the necessary criteria from SMSF lenders. Not to worry, our team have the expertise to guide you. We can step you through the considerations, the lenders available, criteria to borrow and executing an SMSF loan.</image:caption>
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    <lastmod>2026-04-02</lastmod>
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    <lastmod>2022-01-15</lastmod>
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    <lastmod>2023-06-05</lastmod>
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